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Interest Rates

 

Sepember 2010

 

square Woodmen of the World Deferred Annuities In-Force Rate

Values to $25,000 Values $25,000 and Above
3.00% 3.00%
 

Current in-force interest rates apply when a certificate's initial rate guarantee has expired or when an initial interest rates guarantee period has not been chosen. Current in-force interest rates are subject to change monthly. They will never be lower than the minimum guaranteed interest rate.

 

square Freedom Series Annuity Interest Rates

Certificates issued in Sepember 2010. Rate credited during the initial lock-in period.

  Under
$10,000		 $10,000 to
$24,999		 $25,000 to
$99,999		 $100,000 to
$499,999		 $500,000 to
$999,999		 $1 million
and above
SPDA with First Year Interest Bonus1   4.90% 5.15% 5.35% 5.75% 6.05%
FPDA with First Year Interest Bonus2   3.90% 4.15% 4.35% 4.75% 5.05%
SPDA3 1.90% 2.30% 2.55% 2.75% 3.15% 3.45%
FPDA3 1.75% 2.15% 2.40% 2.60% 3.00% 3.30%
             

1The First Year interest rate on the Freedom Series Single Premium Deferred Annuity (SPDA) with a First Year Interest Bonus is guaranteed for the first certificate year and includes the first-year-only interest bonus of 3.00%. Renewal (Current) interest rates are credited after the first certificate year. Renewal (Current) interest rates are set monthly by Woodmen.
2The First Year interest rate on a Flexible Premium Deferred Annuity (FPDA) with a First Year Interest Bonus is guaranteed for the first certificate year and includes the first-year-only interest bonus of 2.00%. Renewal (Current) interest rates are credited after the first certificate year. Renewal (Current) interest rates are set monthly by Woodmen. They will never be lower than the minimum guaranteed interest rate of 1.00%.
3During the initial lock in period, the interest rate will not change. Lock in periods of one month or one year are available.

 

Sepember 2010 rate credited after initial lock-in period expires.

  Under
$10,000		 $10,000 to
$24,999		 $25,000 to
$99,999		 $100,000 to
$499,999		 $500,000 to
$999,999		 $1 million
and above
SPDA with First Year Interest Bonus 1.50% 1.90% 2.15% 2.35% 2.75% 3.05%
FPDA with First Year Interest Bonus 1.50% 1.90% 2.15% 2.35% 2.75% 3.05%
SPDA 1.90% 2.30% 2.55% 2.75% 3.15% 3.45%
FPDA 1.75% 2.15% 2.40% 2.60% 3.00% 3.30%
             

After the initial lock-in period expires, interest rates may vary each month. Interest rates are set monthly by Woodmen and will never be lower than the minimum guaranteed interest rate of 1.00%.

Single Premium Deferred Annuity (SPDA) with First Year Bonus (Form 7961-XX-0707))
Flexible Premium Deferred Annuity (FPDA) with First Year Bonus (Form 7963-XX-0707)
Single Premium Deferred Annuity (SPDA) (Form 7962-XX-0707)
Flexible Premium Deferred Annuity (FPDA) (Form 7964-XX-0707)


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